http://www.citywidehomeservices.com/sprint-home-service-telephone/
How long a creditor has to wait before sending a debt to a collection agency?
I live in Virginia,and the the creditor is Embarq (home telephone service, previously Sprint)
There is no limit. It can be turn to collection the very same day you miss your payment. Medical bills, for example, go to collection right away (it does not mean it will be reflected in your credit reports). Some companies (Verizon, Sprint) wait for 90 days. The industry standard (not a rule or a law) is 180 days. The reason for that is how FCRA defines a length of time during which negative information can be reported on your reports (7 years + 180 days after an event that resulted in collection activity [last payment, for example] – FCRA § 605(c)(1)).
DRAMATICALLY INCREASE YOUR CELL PHONE RECEPTION! (Sprint)